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Disclaimer

Financial Services Capital Partners LLP

The information provided (“Materials”) on this website has been prepared by FSCP.

“FSCP” means any entity within the FSCP Group of companies, where “FSCP Group” means Financial Services Capital Partners LLP and any of its subsidiaries, affiliates, ultimate holding company and any subsidiaries or affiliates of such holding company.

Not Research

The Materials provided does not constitute ‘investment research’ or a ‘research report’
and should not be relied on as such. Investment decisions should not be based upon the
information provided.

No Offer

This commentary does not constitute an offer to sell any securities or the solicitation of
an offer to purchase any securities. This commentary discusses broad market, industry or
sector trends, or other general economic, market or political conditions and should not be
construed as research, investment advice, or any investment recommendation.

Financial Services Capital Partners LLP

The information provided (“Materials”) on this website has been prepared by FSCP.

“FSCP” means any entity within the FSCP Group of companies, where “FSCP Group” means Financial Services Capital Partners LLP and any of its subsidiaries, affiliates, ultimate holding company and any subsidiaries or affiliates of such holding company.

For information only

THE MATERIALS HAVE BEEN PREPARED BY THE RESEARCH DEPARTMENT WITHIN
FSCP. The information, analytic tools, and/or models referenced herein (and any reports or
results derived from their use) are intended for informational purposes only. FSCP has no
obligation to update the Materials and may cease provision of this information at any time
and without notice.

Financial Services Capital Partners LLP

The information provided (“Materials”) on this website has been prepared by FSCP.

“FSCP” means any entity within the FSCP Group of companies, where “FSCP Group” means Financial Services Capital Partners LLP and any of its subsidiaries, affiliates, ultimate holding company and any subsidiaries or affiliates of such holding company.

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